Term of Service for Kolo App
1. Introduction
Welcome to the Kolo App, operated by KoloCore Technologies Limited ("Company," "we," "our," or "us"). By accessing or using our mobile application ("App"), you ("user," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.
2. Eligibility
You must be at least 18 years old and have the legal capacity to enter into binding agreements to use this App. By using the App, you represent and warrant that you meet these eligibility requirements.
3. Account Registration
• Account Creation: To access certain features, you must create an account by providing accurate and complete information.
• Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Services Provided
The Kolo App offers financial services, including savings plans, investment opportunities, and related features. Specific terms and conditions may apply to individual services, which will be provided within the App.
5. User Obligations
• Compliance: You agree to use the App in compliance with all applicable laws and regulations.
• Prohibited Activities: You agree not to engage in activities such as:
o Unauthorized access or use of the App.
o Disseminating harmful or malicious content.
o Engaging in fraudulent activities.
6. Fees and Charges
Details of any fees or charges associated with the services will be clearly outlined within the App. By using the services, you agree to pay any applicable fees.
7. Intellectual Property
All content, trademarks, and other intellectual property on the App are owned by or licensed to KoloCore Technologies Limited. Unauthorized use is prohibited.
8. Privacy Policy
Our Privacy Policy explains how we collect, use, and protect your personal information. By using the App, you consent to the practices described in the Privacy Policy.
9. Termination
We reserve the right to suspend or terminate your account and access to the App at our discretion, without notice, for conduct that violates these Terms or is otherwise harmful to other users or the Company.
10. Disclaimers and Limitation of Liability
• Disclaimers: The App is provided "as is" without warranties of any kind.
• Limitation of Liability: To the fullest extent permitted by law, KoloCore Technologies Limited shall not be liable for any indirect, incidental, or consequential damages arising from your use of the App.
11. Governing Law
These Terms are governed by the laws of Nigeria, without regard to its conflict of laws principles.
12. Changes to Terms
We may modify these Terms at any time. Notice of changes will be provided within the App, and continued use constitutes acceptance of the modified Terms.
13. Contact Information
For questions or concerns about these Terms, please contact us at info@kolocore.com
